![]() Go to your local branch of that bank to cash the check.įor instance, If the check is issued by BB&T Bank, you can visit the local BB&T branch. The issuing bank’s name is located in the bottom left corner of the check, above the memo line. Some larger banks might also have a higher cashing limit than some other options, too. It can be the cheapest and quickest option, compared to some of the other options on this list. When you don’t have a bank account, the issuing bank is the best place to start. Looking for a new bank? Check out these banks that pay decent interest: 2. If your bank doesn’t cash checks for free, you should look for a new checking account. Pick a local credit union or bank that offers free checking and is convenient to access. Many credit unions only require a $5 minimum balance to keep your account open. ![]() A credit union might also have a lower minimum balance requirement to avoid monthly checking account fees. If you don’t need access to a national network of branches, credit unions are a great choice. Credit unions usually charge fewer fees than banks. That said, depending on your local bank options, you might be better off joining a credit union. By visiting your local branch, you could have instant access to your cash. Free check cashing may be one of your account benefits. The best place to cash a check is your personal bank or credit union. ![]() Here is a list of the top places to get your check cashed. Things to Remember When Cashing a Personal Check.
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